carevkvgroup@gmail.com Mon–Sat · 10:00 AM – 7:00 PM
Tax VKV Group
Book Consultation Mon–Sat · 10:00 AM – 7:00 PM

Overview


Most tax is overpaid in small, boring ways: the wrong regime chosen by default, deductions left unclaimed for want of a document, capital gains sold in the wrong order or the wrong year, advance tax missed and interest silently added. By the time the return is being filed, most of these decisions are already locked — planning only works while the year is still open.

Our planning engagement is a working session on your actual numbers, not a product pitch. We map your income sources, compare regimes, identify which deductions and exemptions genuinely apply to you, schedule advance tax, and — where relevant — plan the timing and structure of capital gains. Everything recommended is defensible in an assessment: legal avoidance, never evasion.

Who needs this

  • Salaried professionals wanting a structured regime and investment decision, not guesswork
  • Business owners deciding between presumptive and regular taxation
  • Investors planning share, mutual fund or property sales with capital gains exposure
  • Families structuring income across members and entities the compliant way
  • Anyone hit with advance-tax interest or a surprise tax bill last year

Documents required

  • Last filed ITR and computation
  • Current year income estimate — salary slips, business figures, rent, interest
  • Existing investments and insurance details
  • Details of planned transactions — property sale, share sales, large purchases

Your case may need one or two documents more or fewer — we confirm the exact checklist before starting.

How it works

  1. Income map

    We build a full-year picture of your income across salary, business, capital gains and other sources — including what AIS will show the department.

  2. Scenario comparison

    Old vs new regime, presumptive vs regular books, sell-this-year vs next — the realistic scenarios computed side by side in rupees, not principles.

  3. Written plan

    You receive a written action plan: what to invest or restructure, what to document, advance tax instalments with dates and amounts.

  4. Follow-through

    We check in before each advance tax due date and before year-end, and adjust the plan if your income moves — a plan nobody revisits is just a PDF.

What you receive

  • Written tax plan with projected liability under each scenario
  • Regime recommendation computed on your actual figures
  • Advance tax schedule with instalment amounts and dates
  • Document checklist so every claimed deduction is substantiated

Pricing

Fixed fee, quoted in writing before work begins. The fee depends on your business constitution and the complexity of the case, so we quote after a short (free) conversation — never after the work is done.

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Frequently asked questions

Yes — planning uses deductions, exemptions and choices the law itself provides (regime selection, 80C-type investments, timing of transactions). What we never do is evasion: unreported income, fabricated deductions or benami arrangements. Every recommendation we make is one we would defend in an assessment.

Early in the financial year, and again before large transactions. By February–March most options have expired, and once the year closes, nothing can be planned — only reported. If you're reading this mid-year, now is still better than at filing time.

If your tax liability after TDS is expected to exceed ₹10,000 in a year, you're generally required to pay tax in instalments during the year itself. Missing instalments quietly adds interest. We compute whether it applies to you and put the dates and amounts in your plan.

Yes — property transactions are where planning moves the largest amounts: exemption sections for reinvestment, the timing of sale, and TDS on the transaction all have to be handled before the sale deed, not after. Talk to us before you sign anything.